Not at all. We work virtually with clients across Canada. In fact, even most of our local Edmonton clients meet with us online. It’s more convenient, saves time, and fits better into busy clinic and family schedules. Whether you're in Vancouver, Calgary, Toronto—or a small town in between—we can help you from wherever you are. All you need is a quiet space and a Wi-Fi connection.
Nope. While most of our clients are chiropractors, we also work with other service professionals and small business owners. If you’re running a practice or business and want a clear, structured financial plan—it’s worth starting a conversation. The most important thing is that it’s a good fit on both sides.
Because your life savings shouldn’t be tied to someone else’s sales quota. At Align Wealth, we’re not here to sell products or hit targets. We’re here to build long-term relationships and deliver real financial planning—tailored to your life and business. You won’t get passed from advisor to advisor. You won’t feel like a number. We only take on a small number of new clients each year, and only when it’s a strong mutual fit. That way, you get the time, attention, and strategy you actually need.
We build long-term partnerships with a small group of clients. If you're looking for one-time advice, we’re probably not the right fit.
You’re likely a great fit if:
- You want help organizing your financial life—and keeping it that way
- You value open, collaborative conversations about your goals
- You’re open to meeting 2–3 times per year to stay on track
- You want a guide who knows how to navigate the financial shifts that come with life and business changes
We’re transparent about how we work and who we work best with. If that sounds like what you’re looking for, let’s talk.
Yes—but not the kind that gathers dust on a shelf.
We don’t hand you a thick binder full of charts and jargon. Instead, we give you a clear, actionable financial plan that fits on one page—what we call your One Page Financial Plan.
It highlights what matters most: Your goals. Your priorities. The key actions we’re taking to move forward.
Behind the scenes, we use professional planning tools and run detailed projections when needed. But in your hands, you get a simple summary you can actually understand and use. We revisit and update the plan during our regular check-ins, so it always reflects your life and goals as they evolve.
Many advisors get paid through commissions—either from selling insurance or by taking a percentage of your investment portfolio. That’s why their focus is often limited to what generates that compensation: investment performance or insurance sales. And that’s also why most clients see those advisors once a year, if that.
We work differently. At Align Wealth, we charge flat annual fees for financial planning. Why? Because we want our advice to be driven by your goals—not by product sales.
We also offer investment management, but it’s not the centerpiece of our work. It’s one part of a much bigger picture. You get a comprehensive partner who helps you:
- Create a cash flow system for your practice and personal life
- Build wealth while paying down debt
- Optimize your income and tax strategy
- Plan for financial independence
- Reduce stress and overwhelm with clear financial structure
Our clients aren’t just hiring us to pick investments. They want a guide who understands the complexity of running a practice, raising a family, and building a life—all at once. They want to feel confident they’re doing the right things with their money, not just earning more.
If your current advisor isn’t charging you, it’s worth asking: how are they getting paid—and what’s driving their advice? We’re clear and transparent about our fees because we’re fully committed to working in your best interest across every area of your financial life.
Nope. The first 20-minute intro call is free. If we both feel there’s potential for a good fit, we’ll invite you to a full Discovery Meeting—also at no cost.
After that meeting, we’ll send you a One Page Financial Plan and a proposal outlining how we can work together. You’ll have everything you need to decide if this is the right next step—before paying us anything. We’re happy to invest that time up front with the right people because long-term fit matters more than a quick sale.
You can do it yourself—but most people don’t have the time, tools, or expertise to do it well.
We’ve helped clients become debt-free, buy homes, grow profitable practices, and feel confident about their money. More than that, we help reduce the stress and second-guessing that comes from trying to figure it all out alone.
You hire a coach, trainer, or accountant when you want results and less hassle. A financial planner is no different. Your finances are too important to leave to trial and error. We bring experience, strategy, and structure—so you can focus on what you do best while knowing your financial life is on track.
No. We don’t require a minimum portfolio size. Many of our clients are high-income earners early in their careers. They may not have large investment accounts yet—but they still need real financial planning and guidance. We do have a minimum annual planning fee, which typically starts at $3,000. That reflects the depth of support and strategy we provide across all areas of your financial life.
Your investments are held in trust at Aviso Wealth, a Canadian custodian responsible for securely holding client assets. I’m licensed through Designed Securities, which is regulated by the Canadian Investment Regulatory Organization (CIRO). In simple terms, a portfolio manager provides the investment direction, while Aviso holds your assets in a secure account. You don’t send money to us, and we never hold your investments ourselves. To protect your investments further, all eligible accounts held at Aviso are covered by the Canadian Investor Protection Fund (CIPF), with up to $1,000,000 in coverage if the custodian were ever to become insolvent.
Your money stays safe, professionally managed, and fully protected within a regulated environment.
We take an evidence-based, academic approach to investing. We don’t pick individual stocks or try to time the market. Instead, we build globally diversified portfolios designed to keep costs low and increase your odds of long-term success.
Our goal is simple: create a reliable investment experience that supports your financial plan—not distracts from it.
We’ve helped many clients move away from expensive mutual funds sold through banks and traditional advisors. If you’re paying 2–3% in fees, you’re likely paying too much.
Most of our portfolios use funds from Dimensional, a company with over 40 years of research-driven investing behind it. Their strategies are low-cost, broadly diversified, and grounded in decades of academic work—including insights from Nobel Prize-winning economists.
We don’t chase trends. We build smart portfolios that help you reach your goals with confidence.
As a member of the Financial Planning Association of Canada, I have made the pledge to act as a fiduciary in all my dealings with my clients. By making this pledge, I am promising:
1. To put the needs of clients first, ahead of my needs or the needs of any other party.
2. To work to help my clients achieve their goals and dreams by acting with the skill, care, prudence, diligence, loyalty and good judgement of a fiduciary, rooting my professional practice in evidence-based advice.
3. To avoid and minimize conflicts of interest, and to manage and disclose those conflicts which cannot be avoided.
4. To fully and transparently disclose all sources of my compensation in all of my dealings with clients.
5. To uphold the code(s) of conduct of the issuing body of my financial planning designation, and to continuously work to improve my skills and practice, and the financial planning industry as a whole.
6. To encourage other financial planners to uphold the standards and values embodied by this Association, and to aid this and subsequent generations of financial planners to fulfill on the Association’s vision for the financial planning industry.
7. And to help to build awareness of the good that financial planners can do for their clients.
Source
CFP stands for Certified Financial Planner—the most widely recognized financial planning designation in Canada and around the world.
While anyone can call themselves a “financial planner,” only professionals who meet strict education, experience, and ethics standards set by FP Canada can use the CFP® title.
CFP professionals are trained to look at your full financial picture—taxes, investments, insurance, cash flow, and long-term goals—and help you make smart, coordinated decisions across all areas of your life. There are about 17,000 CFPs in Canada and over 180,000 globally. It’s the gold standard in the profession for a reason.
We offer financial planning as a full-service relationship—combining personalized advice with investment management.
Our fee is based on two parts: a fixed annual planning component and an investment management fee tied to the assets we oversee. This combined structure reflects the depth of strategy, support, and implementation we provide across both your business and personal finances. We’ll walk through the full details after our intro call, so you have clear context before making any decisions.
Our fees are highly competitive compared to industry norms—especially for the level of specialized planning we provide for chiropractors.
